Checking Accounts

Checking Accounts


Features Common to All Checking Accounts

  • Direct Deposit available
  • Overdraft Protection available
  • Unlimited ATM withdrawals
  • Free Debit card
  • Free 24 Hour Voice Access
  • Free online Bill Pay
  • Free Internet Banking
  • Monthly Statement with check and deposit slip images
  • Free Valley National Bank 3 ring binder to organize statements
  • Each depositor insured to $250,000 through FDIC


Viva Free Checking Account

Recommended for: Customers who want a hassle-free checking account without fees and restrictions.

  • No monthly service fee
  • No monthly minimum balance required
  • Unlimited Check Writing
  • First box of checks Free


Valu-e Checking Account

Recommended for: Customers who desire the convenience of online banking while earning competitive interest.

  • Interest bearing and tiered (accrued daily / paid monthly)
  • No monthly service fee
  • No monthly minimum balance
  • Just .25¢ per check


Value Plus Checking Account

Recommended for: Customers who are looking for interest checking without the restrictions of withdrawal limitations.

  • $500 minimum to open
  • Interest bearing and tiered (accrued daily / paid monthly)
  • Unlimited Check Writing
  • Only $7 monthly charge if $500 minimum balance is not met


Vantage Premium Checking Account

Recommended for: Customers who would like to earn maximum interest rates from their checking account.

  • $1,000 minimum to open
  • Higher interest rates paid for balances of $2,000 or more
  • Competitive interest rates paid for balances below $2,000
  • Only $7 monthly charge if $1,000 minimum balance is not met


Vantage 50 Checking Account

Recommended for: Customers age 50 and over looking to enjoy a host of free services and discounts all while earning interest.

  • Offered to customers 50 and older
  • $100 minimum to open
  • Interest bearing and tiered (accrued daily / paid monthly)
  • No minimum balance required
  • No monthly service charges
  • Unlimited Check Writing
  • Free Cashiers Checks
  • Free Money Orders
  • Free Travelers Checks (Single Signature)
  • 10 basis point rate increase in CDs (subject to change)
  • One (1) box of complimentary checks per year

Back to Top