Residential Mortgage Loans

The purchase or refinance of your home deserves special attention and special handling. Our Mortgage Department will give you that personal service. Plus we have built-in those special features you're looking for:

  • Competitive rates and low down payments to help you afford all the home your money can buy.
  • The flexibility to choose from an array of fixed and variable rate products so you can get the financing you're looking for.
  • An ability to lock your rate against a significant increase in rates.
  • The option of having your mortgage payment automatically drafted from your account each month so your payment is on time.
  • You can pre-qualify before you buy.
  • Take cash out of your equity to complement your needs.

We have various rates and terms available for you to choose from. See us for details.

Use our mortgage calculator to help you determine the financing for a mortgage that you potentially qualify for.




Credit Services

Grow your business and achieve your business objectives with a wide variety of financing programs and credit accommodations designed to meet your specific financing requirements.

Business Loans

Get fast, local response for your seasonal and long-term borrowing needs, as well as funds for acquiring equipment, other fixed assets, or short term working capital.

Real Estate Loans

Deal with decision makers who know your market when you arrange long-term financing for office or industrial buildings, medical office buildings, neighborhood shopping centers, apartments, and other commercial properties.

Construction Loans

Start building sooner at competitive rates and terms when you finance the construction of professional, commercial and industrial buildings, customer homes, multi-family units, and small residential developments.

Business Bankcard

Control entertainment, travel, and related expenses with accurate, detailed record-keeping with a Valley National Bank MasterCard® Business Card.

Agribusiness Loans

Take advantage of our Agricultural Specialists for related financing.

A Commercial Letter of Credit

Is a payment instrument issued by the Bank on behalf of the importer, which assures the seller that his/her drafts will be honored provided that the terms and conditions set forth in the credit have been complied with.

Personal Loans

At Valley National Bank we offer a wide variety of loan products to suit your needs. Whether you're taking a vacation, needing to consolidate your debts, or buying that dream car, we have a loan for you.

  • Auto
  • Mobile Home
  • Recreational Vehicles
  • Boats
  • Home Improvement
  • Mobile Home Loans
  • Ready Reserve ABC Overdraft Protection
  • Debt Consolidation
  • Certificate of Deposit Secured Loans
  • Secured and Unsecured

Use our loan calculator to help you determine the financing and payment options that are best for you.